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Comprehensive Local Credit Card Guide

Montreat Credit Cards

Credit Card Debt in Montreat

^ Average credit card debt in Montreat is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Montreat

^ Based on overall NC data, the credit card delinquency rate in Montreat is approximately 0.66%. [2]

Credit Scores in Montreat

^ The average credit score in Montreat is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Montreat, NC Credit Card & Personal Finance Statistics

Montreat Credit Card Debt


  • Credit Card Debt in Montreat
    • The estimated average credit card debt for Montreat residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Montreat Credit Card Calculator


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Montreat Credit Scores


  • Credit Scores in Montreat
    • Residents of Montreat, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Montreat, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Montreat cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Montreat [4]
    • Montreat (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Montreat

Montreat is a town located in Buncombe County in the state of North Carolina, and has a population of approximately 723. [6]

NC Credit Cards

Montreat Credit Cards

For more information about Montreat credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau