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Comprehensive Local Credit Card Guide

Locust Credit Cards

Credit Card Debt in Locust

^ Average credit card debt in Locust is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Locust

^ Based on overall NC data, the credit card delinquency rate in Locust is approximately 0.66%. [2]

Credit Scores in Locust

^ The average credit score in Locust is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Locust, NC Credit Card & Personal Finance Statistics

Locust Credit Card Debt


  • Credit Card Debt in Locust
    • The estimated average credit card debt for Locust residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Locust Credit Card Calculator


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Locust Credit Scores


  • Credit Scores in Locust
    • Residents of Locust, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Locust, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Locust cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Locust [4]
    • Locust (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Locust

Locust is a city located in Stanly County in the state of North Carolina, and has a population of approximately 2,930. [6]

NC Credit Cards

Locust Credit Cards

For more information about Locust credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau