Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Lincolnton Credit Cards

Credit Card Debt in Lincolnton

^ Average credit card debt in Lincolnton is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Lincolnton

^ Based on overall NC data, the credit card delinquency rate in Lincolnton is approximately 0.66%. [2]

Credit Scores in Lincolnton

^ The average credit score in Lincolnton is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Lincolnton, NC Credit Card & Personal Finance Statistics

Lincolnton Credit Card Debt


  • Credit Card Debt in Lincolnton
    • The estimated average credit card debt for Lincolnton residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Lincolnton Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Lincolnton Credit Scores


  • Credit Scores in Lincolnton
    • Residents of Lincolnton, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Lincolnton, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Lincolnton cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lincolnton [4]
    • Lincolnton (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About Lincolnton

Lincolnton is a city located in Lincoln County in the state of North Carolina, and has a population of approximately 10,486. [6]

NC Credit Cards

Lincolnton Credit Cards

For more information about Lincolnton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NC

ZIP Codes in North Carolina


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau