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Gastonia Credit Cards

Credit Card Debt in Gastonia

^ Average credit card debt in Gastonia is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Gastonia

^ Based on overall NC data, the credit card delinquency rate in Gastonia is approximately 0.66%. [2]

Credit Scores in Gastonia

^ The average credit score in Gastonia is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Gastonia, NC Credit Card & Personal Finance Statistics

Gastonia Credit Card Debt


  • Credit Card Debt in Gastonia
    • The estimated average credit card debt for Gastonia residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Gastonia Credit Card Calculator


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Gastonia Credit Scores


  • Credit Scores in Gastonia
    • Residents of Gastonia, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Gastonia, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Gastonia cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gastonia [4]
    • Gastonia (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Gastonia

Gastonia is a city located in Gaston County in the state of North Carolina, and has a population of approximately 71,741. [6]

NC Credit Cards

Gastonia Credit Cards

For more information about Gastonia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau