Comprehensive Local Credit Card Guide

East Spencer Credit Cards

Credit Card Debt in East Spencer

^ Average credit card debt in East Spencer is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in East Spencer

^ Based on overall NC data, the credit card delinquency rate in East Spencer is approximately 0.66%. ^[2]

Credit Scores in East Spencer

^ The average credit score in East Spencer is approximately 685, based on collective North Carolina data. ^[3]

East Spencer, NC Credit Card & Personal Finance Statistics

East Spencer Credit Card Debt

Credit Card Debt in East Spencer
- The estimated average credit card debt for East Spencer residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

East Spencer Credit Card Calculator

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East Spencer Credit Scores

Credit Scores in East Spencer
- Residents of East Spencer, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More East Spencer, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

East Spencer cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in East Spencer ^[4]
- East Spencer (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About East Spencer

East Spencer is a town located in Rowan County in the state of North Carolina, and has a population of approximately 1,534. ^[6]

East Spencer Credit Cards

For more information about East Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau