East Spencer, NC Credit Card & Personal Finance Statistics
East Spencer Credit Card Debt
- Credit Card Debt in East Spencer
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- The estimated average credit card debt for East Spencer residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
East Spencer Credit Card Calculator
East Spencer Credit Scores
- Credit Scores in East Spencer
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- Residents of East Spencer, NC have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More East Spencer, NC Credit Stats
- Credit card delinquency rates in North Carolina [2]
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- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- East Spencer cardholders that are more than 90 days late on payments
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- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in East Spencer [4]
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- East Spencer (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about North Carolina
About East Spencer
East Spencer is a town located in Rowan County in the state of North Carolina, and has a population of approximately 1,534. [6]
East Spencer Credit Cards
For more information about East Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ North Carolina State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau