Comprehensive Local Credit Card Guide

Charlotte Credit Cards

Credit Card Debt in Charlotte

^ Average credit card debt in Charlotte is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in Charlotte

^ Based on overall NC data, the credit card delinquency rate in Charlotte is approximately 0.66%. ^[2]

Credit Scores in Charlotte

^ The average credit score in Charlotte is approximately 685, based on collective North Carolina data. ^[3]

Charlotte, NC Credit Card & Personal Finance Statistics

Charlotte Credit Card Debt

Credit Card Debt in Charlotte
- The estimated average credit card debt for Charlotte residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Charlotte Credit Card Calculator

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Charlotte Credit Scores

Credit Scores in Charlotte
- Residents of Charlotte, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More Charlotte, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Charlotte cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in Charlotte ^[4]
- Charlotte (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About Charlotte

Charlotte is a city located in Mecklenburg County in the state of North Carolina, and has a population of approximately 731,424. ^[6]

Charlotte Credit Cards

For more information about Charlotte credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau