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Comprehensive Local Credit Card Guide

Credit Cards in 27359 (Swepsonville, NC)

Credit Card Debt in 27359

^ Average credit card debt in 27359 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27359

^ Based on overall North Carolina data, the credit card delinquency rate in Swepsonville is approximately 0.66%. [2]

Credit Scores in 27359

^ The average credit score in Swepsonville is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27359

Credit Card Debt in 27359


  • 27359 Credit Card Debt
    • The estimated average credit card debt for 27359 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27359


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27359 Credit Scores


  • Credit Scores in 27359
    • Residents of 27359 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27359 (Swepsonville, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27359 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27359 [4]
    • 27359 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27359 (Swepsonville, NC)

Recent credit card complaints originating from consumers in 27359, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27359

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27359

27359 is associated with the city of Swepsonville, which is located in Alamance County in the state of North Carolina. [6]

NC Credit Cards

27359 Credit Cards

For more information about 27359 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27359

6. ^ United States Census Bureau