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Comprehensive Local Credit Card Guide

Troy Credit Cards

Credit Card Debt in Troy

^ Average credit card debt in Troy is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Troy

^ Based on overall NY data, the credit card delinquency rate in Troy is approximately 0.59%. [2]

Credit Scores in Troy

^ The average credit score in Troy is approximately 704, based on collective New York data. [3]

NY Credit Cards

Troy, NY Credit Card & Personal Finance Statistics

Troy Credit Card Debt


  • Credit Card Debt in Troy
    • The estimated average credit card debt for Troy residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Troy Credit Card Calculator


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Troy Credit Scores


  • Credit Scores in Troy
    • Residents of Troy, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Troy, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Troy cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Troy [4]
    • Troy (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Troy

Troy is a city located in Rensselaer County in the state of New York, and has a population of approximately 50,129. [6]

NY Credit Cards

Troy Credit Cards

For more information about Troy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau