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Comprehensive Local Credit Card Guide

Credit Cards in 14171 (West Valley, NY)

Credit Card Debt in 14171

^ Average credit card debt in 14171 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14171

^ Based on overall New York data, the credit card delinquency rate in West Valley is approximately 0.59%. [2]

Credit Scores in 14171

^ The average credit score in West Valley is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 14171

Credit Card Debt in 14171


  • 14171 Credit Card Debt
    • The estimated average credit card debt for 14171 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14171


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14171 Credit Scores


  • Credit Scores in 14171
    • Residents of 14171 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14171 (West Valley, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14171 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14171 [4]
    • 14171 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14171 (West Valley, NY)

Recent credit card complaints originating from consumers in 14171, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14171

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 14171

14171 is associated with the city of West Valley, which is located in Cattaraugus County in the state of New York. [6]

NY Credit Cards

14171 Credit Cards

For more information about 14171 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau