Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Spencerport Credit Cards

Credit Card Debt in Spencerport

^ Average credit card debt in Spencerport is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Spencerport

^ Based on overall NY data, the credit card delinquency rate in Spencerport is approximately 0.59%. [2]

Credit Scores in Spencerport

^ The average credit score in Spencerport is approximately 704, based on collective New York data. [3]

NY Credit Cards

Spencerport, NY Credit Card & Personal Finance Statistics

Spencerport Credit Card Debt


  • Credit Card Debt in Spencerport
    • The estimated average credit card debt for Spencerport residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Spencerport Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Spencerport Credit Scores


  • Credit Scores in Spencerport
    • Residents of Spencerport, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Spencerport, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Spencerport cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencerport [4]
    • Spencerport (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About Spencerport

Spencerport is a village located in Monroe County in the state of New York, and has a population of approximately 3,601. [6]

NY Credit Cards

Spencerport Credit Cards

For more information about Spencerport credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau