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Comprehensive Local Credit Card Guide

Oxford Credit Cards

Credit Card Debt in Oxford

^ Average credit card debt in Oxford is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Oxford

^ Based on overall NY data, the credit card delinquency rate in Oxford is approximately 0.59%. [2]

Credit Scores in Oxford

^ The average credit score in Oxford is approximately 704, based on collective New York data. [3]

NY Credit Cards

Oxford, NY Credit Card & Personal Finance Statistics

Oxford Credit Card Debt


  • Credit Card Debt in Oxford
    • The estimated average credit card debt for Oxford residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Oxford Credit Card Calculator


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Oxford Credit Scores


  • Credit Scores in Oxford
    • Residents of Oxford, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Oxford, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Oxford cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxford [4]
    • Oxford (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Oxford

Oxford is a village located in Chenango County in the state of New York, and has a population of approximately 1,450. [6]

NY Credit Cards

Oxford Credit Cards

For more information about Oxford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau