Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Otego Credit Cards

Credit Card Debt in Otego

^ Average credit card debt in Otego is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Otego

^ Based on overall NY data, the credit card delinquency rate in Otego is approximately 0.59%. [2]

Credit Scores in Otego

^ The average credit score in Otego is approximately 704, based on collective New York data. [3]

NY Credit Cards

Otego, NY Credit Card & Personal Finance Statistics

Otego Credit Card Debt


  • Credit Card Debt in Otego
    • The estimated average credit card debt for Otego residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Otego Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Otego Credit Scores


  • Credit Scores in Otego
    • Residents of Otego, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Otego, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Otego cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Otego [4]
    • Otego (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About Otego

Otego is a village located in Otsego County in the state of New York, and has a population of approximately 1,010. [6]

NY Credit Cards

Otego Credit Cards

For more information about Otego credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau