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Comprehensive Local Credit Card Guide

Buffalo Credit Cards

Credit Card Debt in Buffalo

^ Average credit card debt in Buffalo is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Buffalo

^ Based on overall NY data, the credit card delinquency rate in Buffalo is approximately 0.59%. [2]

Credit Scores in Buffalo

^ The average credit score in Buffalo is approximately 704, based on collective New York data. [3]

NY Credit Cards

Buffalo, NY Credit Card & Personal Finance Statistics

Buffalo Credit Card Debt


  • Credit Card Debt in Buffalo
    • The estimated average credit card debt for Buffalo residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Buffalo Credit Card Calculator


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Buffalo Credit Scores


  • Credit Scores in Buffalo
    • Residents of Buffalo, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Buffalo, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Buffalo cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Buffalo [4]
    • Buffalo (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Buffalo

Buffalo is a city located in Erie County in the state of New York, and has a population of approximately 261,310. [6]

NY Credit Cards

Buffalo Credit Cards

For more information about Buffalo credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau