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Comprehensive Local Credit Card Guide

Niagara Falls Credit Cards

Credit Card Debt in Niagara Falls

^ Average credit card debt in Niagara Falls is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Niagara Falls

^ Based on overall NY data, the credit card delinquency rate in Niagara Falls is approximately 0.59%. [2]

Credit Scores in Niagara Falls

^ The average credit score in Niagara Falls is approximately 704, based on collective New York data. [3]

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Niagara Falls, NY Credit Card & Personal Finance Statistics

Niagara Falls Credit Card Debt


  • Credit Card Debt in Niagara Falls
    • The estimated average credit card debt for Niagara Falls residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Niagara Falls Credit Scores


  • Credit Scores in Niagara Falls
    • Residents of Niagara Falls, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Niagara Falls, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Niagara Falls cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Niagara Falls [4]
    • Niagara Falls (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Niagara Falls

Niagara Falls is a city located in Niagara County in the state of New York, and has a population of approximately 50,193. [6]

NY Credit Cards

Niagara Falls Credit Cards

For more information about Niagara Falls credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau