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Comprehensive Local Credit Card Guide

Lockport Credit Cards

Credit Card Debt in Lockport

^ Average credit card debt in Lockport is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Lockport

^ Based on overall NY data, the credit card delinquency rate in Lockport is approximately 0.59%. [2]

Credit Scores in Lockport

^ The average credit score in Lockport is approximately 704, based on collective New York data. [3]

NY Credit Cards

Lockport, NY Credit Card & Personal Finance Statistics

Lockport Credit Card Debt


  • Credit Card Debt in Lockport
    • The estimated average credit card debt for Lockport residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Lockport Credit Scores


  • Credit Scores in Lockport
    • Residents of Lockport, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Lockport, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Lockport cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lockport [4]
    • Lockport (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Lockport

Lockport is a city located in Niagara County in the state of New York, and has a population of approximately 21,165. [6]

NY Credit Cards

Lockport Credit Cards

For more information about Lockport credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau