Comprehensive Local Credit Card Guide

Credit Cards in 14620 (Rochester, NY)

Credit Card Debt in 14620

^ Average credit card debt in 14620 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14620

^ Based on overall New York data, the credit card delinquency rate in Rochester is approximately 0.59%. ^[2]

Credit Scores in 14620

^ The average credit score in Rochester is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14620

Credit Card Debt in 14620

14620 Credit Card Debt
- The estimated average credit card debt for 14620 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14620

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14620 Credit Scores

Credit Scores in 14620
- Residents of 14620 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14620 (Rochester, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14620 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14620 ^[4]
- 14620 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14620 (Rochester, NY)

Recent credit card complaints originating from consumers in 14620, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?

Additional information about New York

About 14620

14620 is associated with the city of Rochester, which is located in Monroe County in the state of New York. ^[6]

14620 Credit Cards

For more information about 14620 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau