Comprehensive Local Credit Card Guide

Credit Cards in 12975 (Port Kent, NY)

Credit Card Debt in 12975

^ Average credit card debt in 12975 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12975

^ Based on overall New York data, the credit card delinquency rate in Port Kent is approximately 0.59%. ^[2]

Credit Scores in 12975

^ The average credit score in Port Kent is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12975

Credit Card Debt in 12975

12975 Credit Card Debt
- The estimated average credit card debt for 12975 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12975

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

12975 Credit Scores

Credit Scores in 12975
- Residents of 12975 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12975 (Port Kent, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12975 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12975 ^[4]
- 12975 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12975 (Port Kent, NY)

Recent credit card complaints originating from consumers in 12975, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12975

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about New York

About 12975

12975 is associated with the city of Port Kent, which is located in Essex County in the state of New York. ^[6]

12975 Credit Cards

For more information about 12975 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau