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Comprehensive Local Credit Card Guide

Credit Cards in 10118 (New York, NY)

Credit Card Debt in 10118

^ Average credit card debt in 10118 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10118

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10118

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10118

Credit Card Debt in 10118


  • 10118 Credit Card Debt
    • The estimated average credit card debt for 10118 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10118


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10118 Credit Scores


  • Credit Scores in 10118
    • Residents of 10118 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10118 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10118 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10118 [4]
    • 10118 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10118 (New York, NY)

Recent credit card complaints originating from consumers in 10118, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 16, 2012
10118
Overlimit fee
CITIBANK, N.A.
Closed with relief
Yes
No

Local financial institutions in or near 10118

Banks in or near 10118 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10118 produced no matches.

ATMs in or near 10118 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10118 produced no matches.

Credit Unions in or near 10118 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10118 produced no matches.

Household Income Statistics in 10118

Income: 10118 vs. New York

Median household income in 10118 ($75,613) is approximately 17 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10118

The median household income in 10118 is $75,613, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10118 vs. Nation

Median household income in 10118 ($75,613) is approximately 30 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10118

10118 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10118 Credit Cards

For more information about 10118 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau