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Comprehensive Local Credit Card Guide

Credit Cards in 10012 (New York, NY)

Credit Card Debt in 10012

^ Average credit card debt in 10012 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10012

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10012

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10012

Credit Card Debt in 10012


  • 10012 Credit Card Debt
    • The estimated average credit card debt for 10012 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10012


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10012 Credit Scores


  • Credit Scores in 10012
    • Residents of 10012 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10012 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10012 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10012 [4]
    • 10012 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10012 (New York, NY)

Recent credit card complaints originating from consumers in 10012, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 8, 2017
10012
Rewards
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Mar 9, 2012
10012
Collection debt dispute
HSBC NORTH AMERICA HOLDINGS INC.
Closed without relief
Yes
No
Nov 21, 2013
10012
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Mar 19, 2015
10012
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 16, 2015
10012
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 12, 2015
10012
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 5, 2012
10012
Late fee
CITIBANK, N.A.
Closed with relief
Yes
Yes
Jan 8, 2014
10012
Late fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 19, 2016
10012
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Mar 16, 2017
10012
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 17, 2014
10012
Payoff process
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 12, 2012
10012
Unsolicited issuance of credit card
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 25, 2013
10012
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
Yes
Sep 13, 2012
10012
Payoff process
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Oct 24, 2012
10012
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
May 9, 2013
10012
Advertising and marketing
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 20, 2013
10012
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 6, 2012
10012
Balance transfer
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Apr 17, 2014
10012
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Oct 27, 2015
10012
Other
CITIBANK, N.A.
Closed with explanation
Yes
No

Local financial institutions in or near 10012

Banks in or near 10012 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10012 produced no matches.

ATMs in or near 10012 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10012 produced no matches.

Credit Unions in or near 10012 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10012 produced no matches.

Household Income Statistics in 10012

Income: 10012 vs. New York

Median household income in 10012 ($140,481) is approximately 118 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10012

The median household income in 10012 is $140,481, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10012 vs. Nation

Median household income in 10012 ($140,481) is approximately 141 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10012

10012 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10012 Credit Cards

For more information about 10012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau