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Comprehensive Local Credit Card Guide

Credit Cards in 08086 (Thorofare, NJ)

Credit Card Debt in 08086

^ Average credit card debt in 08086 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08086

^ Based on overall New Jersey data, the credit card delinquency rate in Thorofare is approximately 0.56%. [2]

Credit Scores in 08086

^ The average credit score in Thorofare is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08086

Credit Card Debt in 08086


  • 08086 Credit Card Debt
    • The estimated average credit card debt for 08086 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08086


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08086 Credit Scores


  • Credit Scores in 08086
    • Residents of 08086 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08086 (Thorofare, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08086 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08086 [4]
    • 08086 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08086 (Thorofare, NJ)

Recent credit card complaints originating from consumers in 08086, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08086

Complaint Issue Number of Complaints*
Incorrect information on your report 16
Improper use of your report 13
Problem with a credit reporting company's investigation 5
Problem with a purchase or transfer 2
Fees or interest 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08086

08086 is associated with the city of Thorofare, which is located in Gloucester County in the state of New Jersey. [6]

NJ Credit Cards

08086 Credit Cards

For more information about 08086 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08086

6. ^ United States Census Bureau