Credit Card & Personal Finance Statistics in 07405
Credit Card Debt in 07405
- 07405 Credit Card Debt
-
- The estimated average credit card debt for 07405 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07405
07405 Credit Scores
- Credit Scores in 07405
-
- Residents of 07405 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07405 (Butler, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07405 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07405 [4]
-
- 07405 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07405 (Butler, NJ)
Recent credit card complaints originating from consumers in 07405, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07405
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
8 |
| Problem with a credit reporting company's investigation |
4 |
| Managing an account |
2 |
| Attempts to collect debt not owed |
1 |
| Charged fees or interest you didn't expect |
1 |
| Other |
13 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07405
07405 is associated with the city of Butler, which is located in Morris County in the state of New Jersey. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
