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Comprehensive Local Credit Card Guide

Credit Cards in 39520 (Bay Saint Louis, MS)

Credit Card Debt in 39520

^ Average credit card debt in 39520 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39520

^ Based on overall Mississippi data, the credit card delinquency rate in Bay Saint Louis is approximately 0.87%. [2]

Credit Scores in 39520

^ The average credit score in Bay Saint Louis is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39520

Credit Card Debt in 39520


  • 39520 Credit Card Debt
    • The estimated average credit card debt for 39520 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39520


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39520 Credit Scores


  • Credit Scores in 39520
    • Residents of 39520 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39520 (Bay Saint Louis, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39520 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39520 [4]
    • 39520 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39520 (Bay Saint Louis, MS)

Recent credit card complaints originating from consumers in 39520, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39520

Complaint Issue Number of Complaints*
Incorrect information on your report 50
Improper use of your report 9
Problem with a credit reporting company's investigation 9
Attempts to collect debt not owed 5
Problem with a company's investigation into an existing problem 3
Other 8
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39520

39520 is associated with the city of Bay Saint Louis, which is located in Hancock County in the state of Mississippi. [6]

MS Credit Cards

39520 Credit Cards

For more information about 39520 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39520

6. ^ United States Census Bureau