Comprehensive Local Credit Card Guide

Credit Cards in 39096 (Lorman, MS)

Credit Card Debt in 39096

^ Average credit card debt in 39096 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 39096

^ Based on overall Mississippi data, the credit card delinquency rate in Lorman is approximately 0.87%. ^[2]

Credit Scores in 39096

^ The average credit score in Lorman is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 39096

Credit Card Debt in 39096

39096 Credit Card Debt
- The estimated average credit card debt for 39096 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 39096

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

39096 Credit Scores

Credit Scores in 39096
- Residents of 39096 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 39096 (Lorman, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 39096 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 39096 ^[4]
- 39096 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 39096 (Lorman, MS)

Recent credit card complaints originating from consumers in 39096, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 39096

Complaint Issue	Number of Complaints*
Charged fees or interest you didn't expect	1
Managing an account	1
Managing, opening, or closing your mobile wallet account	1
Struggling to pay your loan	1

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 39096

39096 is associated with the city of Lorman, which is located in Jefferson County in the state of Mississippi. ^[6]

39096 Credit Cards

For more information about 39096 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau