Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Ocean Springs Credit Cards

Credit Card Debt in Ocean Springs

^ Average credit card debt in Ocean Springs is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Ocean Springs

^ Based on overall MS data, the credit card delinquency rate in Ocean Springs is approximately 0.87%. [2]

Credit Scores in Ocean Springs

^ The average credit score in Ocean Springs is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Ocean Springs, MS Credit Card & Personal Finance Statistics

Ocean Springs Credit Card Debt


  • Credit Card Debt in Ocean Springs
    • The estimated average credit card debt for Ocean Springs residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Ocean Springs Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Ocean Springs Credit Scores


  • Credit Scores in Ocean Springs
    • Residents of Ocean Springs, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Ocean Springs, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Ocean Springs cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ocean Springs [4]
    • Ocean Springs (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Mississippi

About Ocean Springs

Ocean Springs is a city located in Jackson County in the state of Mississippi, and has a population of approximately 17,442. [6]

MS Credit Cards

Ocean Springs Credit Cards

For more information about Ocean Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MS

ZIP Codes in Mississippi


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau