Comprehensive Local Credit Card Guide

Credit Cards in 38606 (Batesville, MS)

Credit Card Debt in 38606

^ Average credit card debt in 38606 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 38606

^ Based on overall Mississippi data, the credit card delinquency rate in Batesville is approximately 0.87%. ^[2]

Credit Scores in 38606

^ The average credit score in Batesville is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 38606

Credit Card Debt in 38606

38606 Credit Card Debt
- The estimated average credit card debt for 38606 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38606

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38606 Credit Scores

Credit Scores in 38606
- Residents of 38606 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 38606 (Batesville, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 38606 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 38606 ^[4]
- 38606 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38606 (Batesville, MS)

Recent credit card complaints originating from consumers in 38606, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38606

Complaint Issue	Number of Complaints*
Improper use of your report	57
Unable to get your credit report or credit score	45
Problem with a credit reporting company's investigation	28
Incorrect information on your report	24
Problem with a company's investigation into an existing problem	6
Other	9

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 38606

38606 is associated with the city of Batesville, which is located in Panola County in the state of Mississippi. ^[6]

38606 Credit Cards

For more information about 38606 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau