Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Saint Joseph Credit Cards

Credit Card Debt in Saint Joseph

^ Average credit card debt in Saint Joseph is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Saint Joseph

^ Based on overall MI data, the credit card delinquency rate in Saint Joseph is approximately 0.55%. [2]

Credit Scores in Saint Joseph

^ The average credit score in Saint Joseph is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Saint Joseph, MI Credit Card & Personal Finance Statistics

Saint Joseph Credit Card Debt


  • Credit Card Debt in Saint Joseph
    • The estimated average credit card debt for Saint Joseph residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Saint Joseph Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Saint Joseph Credit Scores


  • Credit Scores in Saint Joseph
    • Residents of Saint Joseph, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Saint Joseph, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Saint Joseph cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Saint Joseph [4]
    • Saint Joseph (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Michigan

About Saint Joseph

Saint Joseph is a city located in Berrien County in the state of Michigan, and has a population of approximately 8,365. [6]

MI Credit Cards

Saint Joseph Credit Cards

For more information about Saint Joseph credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MI

ZIP Codes in Michigan


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau