Saint Joseph, MI Credit Card & Personal Finance Statistics
Saint Joseph Credit Card Debt
- Credit Card Debt in Saint Joseph
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- The estimated average credit card debt for Saint Joseph residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Saint Joseph Credit Card Calculator
Saint Joseph Credit Scores
- Credit Scores in Saint Joseph
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- Residents of Saint Joseph, MI have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More Saint Joseph, MI Credit Stats
- Credit card delinquency rates in Michigan [2]
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- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Saint Joseph cardholders that are more than 90 days late on payments
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- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in Saint Joseph [4]
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- Saint Joseph (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Michigan
About Saint Joseph
Saint Joseph is a city located in Berrien County in the state of Michigan, and has a population of approximately 8,365. [6]
Saint Joseph Credit Cards
For more information about Saint Joseph credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Michigan State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau