Comprehensive Local Credit Card Guide

Credit Cards in 49776 (Posen, MI)

Credit Card Debt in 49776

^ Average credit card debt in 49776 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 49776

^ Based on overall Michigan data, the credit card delinquency rate in Posen is approximately 0.55%. ^[2]

Credit Scores in 49776

^ The average credit score in Posen is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 49776

Credit Card Debt in 49776

49776 Credit Card Debt
- The estimated average credit card debt for 49776 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 49776

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49776 Credit Scores

Credit Scores in 49776
- Residents of 49776 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 49776 (Posen, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 49776 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 49776 ^[4]
- 49776 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 49776 (Posen, MI)

Recent credit card complaints originating from consumers in 49776, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 49776

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Michigan

About 49776

49776 is associated with the city of Posen, which is located in Presque Isle County in the state of Michigan. ^[6]

49776 Credit Cards

For more information about 49776 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau