Comprehensive Local Credit Card Guide

Credit Cards in 48060 (Port Huron, MI)

Credit Card Debt in 48060

^ Average credit card debt in 48060 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48060

^ Based on overall Michigan data, the credit card delinquency rate in Port Huron is approximately 0.55%. ^[2]

Credit Scores in 48060

^ The average credit score in Port Huron is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48060

Credit Card Debt in 48060

48060 Credit Card Debt
- The estimated average credit card debt for 48060 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48060

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

48060 Credit Scores

Credit Scores in 48060
- Residents of 48060 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48060 (Port Huron, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48060 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48060 ^[4]
- 48060 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48060 (Port Huron, MI)

Recent credit card complaints originating from consumers in 48060, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48060

Complaint Issue	Number of Complaints*
Improper use of your report	35
Incorrect information on your report	35
Problem with a credit reporting company's investigation	9
Attempts to collect debt not owed	5
Managing an account	4
Other	39

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48060

48060 is associated with the city of Port Huron, which is located in St. Clair County in the state of Michigan. ^[6]

48060 Credit Cards

For more information about 48060 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau