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Comprehensive Local Credit Card Guide

Pontiac Credit Cards

Credit Card Debt in Pontiac

^ Average credit card debt in Pontiac is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Pontiac

^ Based on overall MI data, the credit card delinquency rate in Pontiac is approximately 0.55%. [2]

Credit Scores in Pontiac

^ The average credit score in Pontiac is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Pontiac, MI Credit Card & Personal Finance Statistics

Pontiac Credit Card Debt


  • Credit Card Debt in Pontiac
    • The estimated average credit card debt for Pontiac residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Pontiac Credit Card Calculator


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Pontiac Credit Scores


  • Credit Scores in Pontiac
    • Residents of Pontiac, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Pontiac, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Pontiac cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Pontiac [4]
    • Pontiac (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Pontiac

Pontiac is a city located in Oakland County in the state of Michigan, and has a population of approximately 59,515. [6]

MI Credit Cards

Pontiac Credit Cards

For more information about Pontiac credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau