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Comprehensive Local Credit Card Guide

Coldwater Credit Cards

Credit Card Debt in Coldwater

^ Average credit card debt in Coldwater is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Coldwater

^ Based on overall MI data, the credit card delinquency rate in Coldwater is approximately 0.55%. [2]

Credit Scores in Coldwater

^ The average credit score in Coldwater is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Coldwater, MI Credit Card & Personal Finance Statistics

Coldwater Credit Card Debt


  • Credit Card Debt in Coldwater
    • The estimated average credit card debt for Coldwater residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Coldwater Credit Card Calculator


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Coldwater Credit Scores


  • Credit Scores in Coldwater
    • Residents of Coldwater, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Coldwater, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Coldwater cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Coldwater [4]
    • Coldwater (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Coldwater, MI

Recent credit card complaints originating from consumers in 49036, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 4, 2014
49036
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Aug 21, 2015
49036
Billing statement
PAYPAL HOLDINGS INC.
Closed with explanation
Yes
No
Jan 7, 2013
49036
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local Financial Institutions in Coldwater

Banks in or near Coldwater, MI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Coldwater produced no matches.

ATMs in or near Coldwater, MI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Coldwater produced no matches.

Credit Unions in or near Coldwater, MI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Coldwater produced no matches.

Coldwater, MI Household Income Statistics

Income: Coldwater vs. Michigan

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Coldwater, MI Income Breakdown

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Income: Coldwater vs. Nation

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Additional information about Michigan

About Coldwater

Coldwater is a city located in Branch County in the state of Michigan, and has a population of approximately 10,945. [6]

MI Credit Cards

Coldwater Credit Cards

For more information about Coldwater credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau