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Comprehensive Local Credit Card Guide

Charlotte Credit Cards

Credit Card Debt in Charlotte

^ Average credit card debt in Charlotte is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Charlotte

^ Based on overall MI data, the credit card delinquency rate in Charlotte is approximately 0.55%. [2]

Credit Scores in Charlotte

^ The average credit score in Charlotte is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Charlotte, MI Credit Card & Personal Finance Statistics

Charlotte Credit Card Debt


  • Credit Card Debt in Charlotte
    • The estimated average credit card debt for Charlotte residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Charlotte Credit Card Calculator


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Charlotte Credit Scores


  • Credit Scores in Charlotte
    • Residents of Charlotte, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Charlotte, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Charlotte cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charlotte [4]
    • Charlotte (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Charlotte

Charlotte is a city located in Eaton County in the state of Michigan, and has a population of approximately 9,074. [6]

MI Credit Cards

Charlotte Credit Cards

For more information about Charlotte credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau