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Comprehensive Local Credit Card Guide

Credit Cards in 49514 (Grand Rapids, MI)

Credit Card Debt in 49514

^ Average credit card debt in 49514 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49514

^ Based on overall Michigan data, the credit card delinquency rate in Grand Rapids is approximately 0.55%. [2]

Credit Scores in 49514

^ The average credit score in Grand Rapids is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49514

Credit Card Debt in 49514


  • 49514 Credit Card Debt
    • The estimated average credit card debt for 49514 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49514


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49514 Credit Scores


  • Credit Scores in 49514
    • Residents of 49514 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49514 (Grand Rapids, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49514 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49514 [4]
    • 49514 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49514 (Grand Rapids, MI)

Recent credit card complaints originating from consumers in 49514, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49514

Complaint Issue Number of Complaints*
Incorrect information on your report 7
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49514

49514 is associated with the city of Grand Rapids, which is located in Kent County in the state of Michigan. [6]

MI Credit Cards

49514 Credit Cards

For more information about 49514 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49514

6. ^ United States Census Bureau