Comprehensive Local Credit Card Guide

Credit Cards in 48503 (Flint, MI)

Credit Card Debt in 48503

^ Average credit card debt in 48503 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48503

^ Based on overall Michigan data, the credit card delinquency rate in Flint is approximately 0.55%. ^[2]

Credit Scores in 48503

^ The average credit score in Flint is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48503

Credit Card Debt in 48503

48503 Credit Card Debt
- The estimated average credit card debt for 48503 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48503

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48503 Credit Scores

Credit Scores in 48503
- Residents of 48503 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48503 (Flint, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48503 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48503 ^[4]
- 48503 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48503 (Flint, MI)

Recent credit card complaints originating from consumers in 48503, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48503

Complaint Issue	Number of Complaints*
Incorrect information on your report	233
Improper use of your report	150
Problem with a credit reporting company's investigation	42
Problem with a company's investigation into an existing problem	19
Attempts to collect debt not owed	12
Other	35

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48503

48503 is associated with the city of Flint, which is located in Genesee County in the state of Michigan. ^[6]

48503 Credit Cards

For more information about 48503 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48503

6. ^ United States Census Bureau