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Comprehensive Local Credit Card Guide

Credit Cards in 48371 (Oxford, MI)

Credit Card Debt in 48371

^ Average credit card debt in 48371 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48371

^ Based on overall Michigan data, the credit card delinquency rate in Oxford is approximately 0.55%. [2]

Credit Scores in 48371

^ The average credit score in Oxford is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48371

Credit Card Debt in 48371


  • 48371 Credit Card Debt
    • The estimated average credit card debt for 48371 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48371


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48371 Credit Scores


  • Credit Scores in 48371
    • Residents of 48371 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48371 (Oxford, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48371 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48371 [4]
    • 48371 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48371 (Oxford, MI)

Recent credit card complaints originating from consumers in 48371, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 48371

Complaint Issue Number of Complaints*
Incorrect information on your report 37
Problem with a company's investigation into an existing problem 17
Managing an account 7
Getting a loan or lease 6
Dealing with your lender or servicer 5
Other 48
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 48371

48371 is associated with the city of Oxford, which is located in Oakland County in the state of Michigan. [6]

MI Credit Cards

48371 Credit Cards

For more information about 48371 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48371

6. ^ United States Census Bureau