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Comprehensive Local Credit Card Guide

Zachary Credit Cards

Credit Card Debt in Zachary

^ Average credit card debt in Zachary is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Zachary

^ Based on overall LA data, the credit card delinquency rate in Zachary is approximately 0.76%. [2]

Credit Scores in Zachary

^ The average credit score in Zachary is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Zachary, LA Credit Card & Personal Finance Statistics

Zachary Credit Card Debt


  • Credit Card Debt in Zachary
    • The estimated average credit card debt for Zachary residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Zachary Credit Card Calculator


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Zachary Credit Scores


  • Credit Scores in Zachary
    • Residents of Zachary, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Zachary, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Zachary cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Zachary [4]
    • Zachary (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About Zachary

Zachary is a city located in East Baton Rouge County in the state of Louisiana, and has a population of approximately 14,960. [6]

LA Credit Cards

Zachary Credit Cards

For more information about Zachary credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau