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Comprehensive Local Credit Card Guide

Winnsboro Credit Cards

Credit Card Debt in Winnsboro

^ Average credit card debt in Winnsboro is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Winnsboro

^ Based on overall LA data, the credit card delinquency rate in Winnsboro is approximately 0.76%. [2]

Credit Scores in Winnsboro

^ The average credit score in Winnsboro is approximately 669, based on collective Louisiana data. [3]

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Winnsboro, LA Credit Card & Personal Finance Statistics

Winnsboro Credit Card Debt


  • Credit Card Debt in Winnsboro
    • The estimated average credit card debt for Winnsboro residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Winnsboro Credit Card Calculator


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Winnsboro Credit Scores


  • Credit Scores in Winnsboro
    • Residents of Winnsboro, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Winnsboro, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Winnsboro cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Winnsboro [4]
    • Winnsboro (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About Winnsboro

Winnsboro is a city located in Franklin County in the state of Louisiana, and has a population of approximately 4,910. [6]

LA Credit Cards

Winnsboro Credit Cards

For more information about Winnsboro credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau