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Comprehensive Local Credit Card Guide

Richwood Credit Cards

Credit Card Debt in Richwood

^ Average credit card debt in Richwood is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in Richwood

^ Based on overall LA data, the credit card delinquency rate in Richwood is approximately 0.76%. [2]

Credit Scores in Richwood

^ The average credit score in Richwood is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Richwood, LA Credit Card & Personal Finance Statistics

Richwood Credit Card Debt


  • Credit Card Debt in Richwood
    • The estimated average credit card debt for Richwood residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Richwood Credit Card Calculator


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Richwood Credit Scores


  • Credit Scores in Richwood
    • Residents of Richwood, LA have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More Richwood, LA Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Richwood cardholders that are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richwood [4]
    • Richwood (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Richwood, LA

Recent credit card complaints originating from consumers in 71202, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 2, 2012
71202
APR or interest rate
DISCOVER BANK
Closed without relief
Yes
No
Oct 31, 2016
71202
Late fee
TD BANK US HOLDING COMPANY
Closed with monetary relief
Yes
No

Local Financial Institutions in Richwood

Banks in or near Richwood, LA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Richwood produced no matches.

ATMs in or near Richwood, LA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Richwood produced no matches.

Credit Unions in or near Richwood, LA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Richwood produced no matches.

Richwood, LA Household Income Statistics

Income: Richwood vs. Louisiana

Median household income in Richwood ($44,067) is approximately 8 percent less than the median income for the state as a whole ($47,653). [5]


Richwood, LA Income Breakdown

The city of Richwood has a median household income of $44,067, versus $47,653 for Louisiana and $58,283 for the U.S. Approximately 21 percent of Richwood households have incomes below poverty level. [5]



Income: Richwood vs. Nation

Median household income in Richwood ($44,067) is approximately 24 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Louisiana

About Richwood

Richwood is a town located in Ouachita County in the state of Louisiana, and has a population of approximately 3,392. [6]

LA Credit Cards

Richwood Credit Cards

For more information about Richwood credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in LA

ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau