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Comprehensive Local Credit Card Guide

Credit Cards in 71225 (Calhoun, LA)

Credit Card Debt in 71225

^ Average credit card debt in 71225 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71225

^ Based on overall Louisiana data, the credit card delinquency rate in Calhoun is approximately 0.76%. [2]

Credit Scores in 71225

^ The average credit score in Calhoun is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 71225

Credit Card Debt in 71225


  • 71225 Credit Card Debt
    • The estimated average credit card debt for 71225 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71225


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71225 Credit Scores


  • Credit Scores in 71225
    • Residents of 71225 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71225 (Calhoun, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71225 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71225 [4]
    • 71225 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71225 (Calhoun, LA)

Recent credit card complaints originating from consumers in 71225, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71225

Complaint Issue Number of Complaints*
Improper use of your report 6
Problem with a credit reporting company's investigation 2
Problem with a lender or other company charging your account 2
Attempts to collect debt not owed 1
Threatened to contact someone or share information improperly 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71225

71225 is associated with the city of Calhoun, which is located in Ouachita Parish County in the state of Louisiana. [6]

LA Credit Cards

71225 Credit Cards

For more information about 71225 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71225

6. ^ United States Census Bureau