Comprehensive Local Credit Card Guide

Credit Cards in 70819 (Baton Rouge, LA)

Credit Card Debt in 70819

^ Average credit card debt in 70819 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70819

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. ^[2]

Credit Scores in 70819

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70819

Credit Card Debt in 70819

70819 Credit Card Debt
- The estimated average credit card debt for 70819 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70819

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

70819 Credit Scores

Credit Scores in 70819
- Residents of 70819 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70819 (Baton Rouge, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70819 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70819 ^[4]
- 70819 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70819 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70819, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70819

Complaint Issue	Number of Complaints*
Incorrect information on your report	41
Improper use of your report	30
Problem with a company's investigation into an existing problem	22
Problem with a credit reporting company's investigation	8
Attempts to collect debt not owed	2
Other	3

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70819

70819 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70819 Credit Cards

For more information about 70819 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70819

6. ^ United States Census Bureau