Comprehensive Local Credit Card Guide

Credit Cards in 70051 (Garyville, LA)

Credit Card Debt in 70051

^ Average credit card debt in 70051 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70051

^ Based on overall Louisiana data, the credit card delinquency rate in Garyville is approximately 0.76%. ^[2]

Credit Scores in 70051

^ The average credit score in Garyville is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70051

Credit Card Debt in 70051

70051 Credit Card Debt
- The estimated average credit card debt for 70051 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70051

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70051 Credit Scores

Credit Scores in 70051
- Residents of 70051 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70051 (Garyville, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70051 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70051 ^[4]
- 70051 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70051 (Garyville, LA)

Recent credit card complaints originating from consumers in 70051, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70051

Complaint Issue	Number of Complaints*
Incorrect information on your report	75
Problem with a credit reporting company's investigation	58
Improper use of your report	35
Problem with a company's investigation into an existing problem	24
Attempts to collect debt not owed	18
Other	1

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70051

70051 is associated with the city of Garyville, which is located in St. John the Baptist County in the state of Louisiana. ^[6]

70051 Credit Cards

For more information about 70051 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70051

6. ^ United States Census Bureau