Louisiana Credit Cards

Louisiana Credit Card Debt

• Credit Card Debt: LA vs. U.S.
• • Louisiana residents have average credit card debt of $4,773. ^[1]
  • The average credit card debt amount in Louisiana is 4% less than the national average of $4,965.
  • LA ranks 32nd in the nation in average credit card debt. ^[1]

Credit Card Delinquency in LA

• Cardholders that are more than 90 days late on credit card payments in Louisiana ^[2]
• • Louisiana ranks 4th in the nation with a credit card delinquency rate that is 33% greater than the national average of 0.57%.
  • Louisiana Rate: 0.76%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Louisiana ^[4]
• • Louisiana: 3 years
  • U.S. Average: 5.4 years

Louisiana Credit Scores

• Credit Scores: LA vs. U.S.
• • Louisiana residents have an average credit score of 669. ^[3]
  • The average credit score for Louisiana residents is 4% less than the national average score of 696.
  • LA ranks 49th in the nation in average credit score. ^[3]

About Louisiana

The state of Louisiana has a population of approximately 4,533,372, ranking 26th in the nation. ^[5]

More about Louisiana Credit Cards

For more information about Louisiana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.