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Comprehensive Local Credit Card Guide

Berea Credit Cards

Credit Card Debt in Berea

^ Average credit card debt in Berea is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Berea

^ Based on overall KY data, the credit card delinquency rate in Berea is approximately 0.7%. [2]

Credit Scores in Berea

^ The average credit score in Berea is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Berea, KY Credit Card & Personal Finance Statistics

Berea Credit Card Debt


  • Credit Card Debt in Berea
    • The estimated average credit card debt for Berea residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Berea Credit Card Calculator


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Berea Credit Scores


  • Credit Scores in Berea
    • Residents of Berea, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Berea, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Berea cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Berea [4]
    • Berea (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Berea

Berea is a city located in Madison County in the state of Kentucky, and has a population of approximately 13,561. [6]

KY Credit Cards

Berea Credit Cards

For more information about Berea credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau