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Comprehensive Local Credit Card Guide

Spring Valley Credit Cards

Credit Card Debt in Spring Valley

^ Average credit card debt in Spring Valley is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Spring Valley

^ Based on overall KY data, the credit card delinquency rate in Spring Valley is approximately 0.7%. [2]

Credit Scores in Spring Valley

^ The average credit score in Spring Valley is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Spring Valley, KY Credit Card & Personal Finance Statistics

Spring Valley Credit Card Debt


  • Credit Card Debt in Spring Valley
    • The estimated average credit card debt for Spring Valley residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Spring Valley Credit Card Calculator


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Spring Valley Credit Scores


  • Credit Scores in Spring Valley
    • Residents of Spring Valley, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Spring Valley, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Spring Valley cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spring Valley [4]
    • Spring Valley (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Spring Valley

Spring Valley is a city located in Jefferson County in the state of Kentucky, and has a population of approximately 654. [6]

KY Credit Cards

Spring Valley Credit Cards

For more information about Spring Valley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau