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Comprehensive Local Credit Card Guide

Albany Credit Cards

Credit Card Debt in Albany

^ Average credit card debt in Albany is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Albany

^ Based on overall KY data, the credit card delinquency rate in Albany is approximately 0.7%. [2]

Credit Scores in Albany

^ The average credit score in Albany is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Albany, KY Credit Card & Personal Finance Statistics

Albany Credit Card Debt


  • Credit Card Debt in Albany
    • The estimated average credit card debt for Albany residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Albany Credit Card Calculator


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Albany Credit Scores


  • Credit Scores in Albany
    • Residents of Albany, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Albany, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Albany cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Albany [4]
    • Albany (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Albany

Albany is a city located in Clinton County in the state of Kentucky, and has a population of approximately 2,033. [6]

KY Credit Cards

Albany Credit Cards

For more information about Albany credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau