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Comprehensive Local Credit Card Guide

Ramsey Credit Cards

Credit Card Debt in Ramsey

^ Average credit card debt in Ramsey is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Ramsey

^ Based on overall IL data, the credit card delinquency rate in Ramsey is approximately 0.54%. [2]

Credit Scores in Ramsey

^ The average credit score in Ramsey is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Ramsey, IL Credit Card & Personal Finance Statistics

Ramsey Credit Card Debt


  • Credit Card Debt in Ramsey
    • The estimated average credit card debt for Ramsey residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Ramsey Credit Card Calculator


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Ramsey Credit Scores


  • Credit Scores in Ramsey
    • Residents of Ramsey, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Ramsey, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ramsey cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ramsey [4]
    • Ramsey (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Ramsey

Ramsey is a village located in Fayette County in the state of Illinois, and has a population of approximately 1,037. [6]

IL Credit Cards

Ramsey Credit Cards

For more information about Ramsey credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau