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Comprehensive Local Credit Card Guide

Girard Credit Cards

Credit Card Debt in Girard

^ Average credit card debt in Girard is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Girard

^ Based on overall IL data, the credit card delinquency rate in Girard is approximately 0.54%. [2]

Credit Scores in Girard

^ The average credit score in Girard is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Girard, IL Credit Card & Personal Finance Statistics

Girard Credit Card Debt


  • Credit Card Debt in Girard
    • The estimated average credit card debt for Girard residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Girard Credit Card Calculator


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Girard Credit Scores


  • Credit Scores in Girard
    • Residents of Girard, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Girard, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Girard cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Girard [4]
    • Girard (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Girard

Girard is a city located in Macoupin County in the state of Illinois, and has a population of approximately 2,103. [6]

IL Credit Cards

Girard Credit Cards

For more information about Girard credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau