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Comprehensive Local Credit Card Guide

Credit Cards in 62204 (East Saint Louis, IL)

Credit Card Debt in 62204

^ Average credit card debt in 62204 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62204

^ Based on overall Illinois data, the credit card delinquency rate in East Saint Louis is approximately 0.54%. [2]

Credit Scores in 62204

^ The average credit score in East Saint Louis is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62204

Credit Card Debt in 62204


  • 62204 Credit Card Debt
    • The estimated average credit card debt for 62204 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62204


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62204 Credit Scores


  • Credit Scores in 62204
    • Residents of 62204 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62204 (East Saint Louis, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62204 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62204 [4]
    • 62204 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62204 (East Saint Louis, IL)

Recent credit card complaints originating from consumers in 62204, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62204

Complaint Issue Number of Complaints*
Incorrect information on your report 49
Improper use of your report 9
Written notification about debt 2
Closing your account 1
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 62204

62204 is associated with the city of East Saint Louis, which is located in St. Clair County in the state of Illinois. [6]

IL Credit Cards

62204 Credit Cards

For more information about 62204 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62204

6. ^ United States Census Bureau