Credit Card & Personal Finance Statistics in 61802
Credit Card Debt in 61802
- 61802 Credit Card Debt
-
- The estimated average credit card debt for 61802 residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 61802
61802 Credit Scores
- Credit Scores in 61802
-
- Residents of 61802 (IL) have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More 61802 (Urbana, IL) Credit Stats
- Credit card delinquency rates in Illinois [2]
-
- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 61802 who are more than 90 days late on payments
-
- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 61802 [4]
-
- 61802 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 61802 (Urbana, IL)
Recent credit card complaints originating from consumers in 61802, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 61802
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
61 |
| Improper use of your report |
36 |
| Attempts to collect debt not owed |
12 |
| Problem with a credit reporting company's investigation |
11 |
| Written notification about debt |
5 |
| Other |
22 |
* Total 2021 - 2024 (current)
Additional information about Illinois
About 61802
61802 is associated with the city of Urbana, which is located in Champaign County in the state of Illinois. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Illinois
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
