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Comprehensive Local Credit Card Guide

Credit Cards in 60047 (Lake Zurich, IL)

Credit Card Debt in 60047

^ Average credit card debt in 60047 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 60047

^ Based on overall Illinois data, the credit card delinquency rate in Lake Zurich is approximately 0.54%. [2]

Credit Scores in 60047

^ The average credit score in Lake Zurich is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 60047

Credit Card Debt in 60047


  • 60047 Credit Card Debt
    • The estimated average credit card debt for 60047 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 60047


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60047 Credit Scores


  • Credit Scores in 60047
    • Residents of 60047 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 60047 (Lake Zurich, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 60047 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 60047 [4]
    • 60047 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 60047 (Lake Zurich, IL)

Recent credit card complaints originating from consumers in 60047, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 60047

Complaint Issue Number of Complaints*
Improper use of your report 27
Incorrect information on your report 17
Attempts to collect debt not owed 11
Managing an account 9
Problem with a credit reporting company's investigation 7
Other 53
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 60047

60047 is associated with the city of Lake Zurich, which is located in Lake County in the state of Illinois. [6]

IL Credit Cards

60047 Credit Cards

For more information about 60047 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60047

6. ^ United States Census Bureau