Comprehensive Local Credit Card Guide

Spirit Lake Credit Cards

Credit Card Debt in Spirit Lake

^ Average credit card debt in Spirit Lake is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in Spirit Lake

^ Based on overall ID data, the credit card delinquency rate in Spirit Lake is approximately 0.48%. ^[2]

Credit Scores in Spirit Lake

^ The average credit score in Spirit Lake is approximately 705, based on collective Idaho data. ^[3]

Spirit Lake, ID Credit Card & Personal Finance Statistics

Spirit Lake Credit Card Debt

Credit Card Debt in Spirit Lake
- The estimated average credit card debt for Spirit Lake residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Spirit Lake Credit Card Calculator

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Spirit Lake Credit Scores

Credit Scores in Spirit Lake
- Residents of Spirit Lake, ID have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More Spirit Lake, ID Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Spirit Lake cardholders that are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in Spirit Lake ^[4]
- Spirit Lake (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Additional information about Idaho

About Spirit Lake

Spirit Lake is a city located in Kootenai County in the state of Idaho, and has a population of approximately 1,945. ^[6]

Spirit Lake Credit Cards

For more information about Spirit Lake credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in ID

ZIP Codes in Idaho

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau